How do you choose a Tradeline Company to Buy Tradelines From?

Updated on June 13, 2019 in Tradelines
4 on June 12, 2019

There are so many companies/individuals out there, and most of seem to be selling the same exact thing – Authorized User Tradelines. How do I know which one to pick? Are they all the same? Is it really just a competition of finding the cheapest price? What other factors are involved with choosing a company to buy authorized tradeliens from? Thanks.

 
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0 on June 12, 2019

Paul,

That’s a hefty topic. That’s something that I should probably spend a lot of time on, but I wanted to get you an answer quickly. Here’s some tips off the top of my head. I think of more, I’ll come back.

First, if they are making promises that don’t comport with reality, avoid them. This could take a lot of time to explain because there’s many different things. For example, promising that tradelines report within days, Etc. That’s simply not possible. There’s a million things like that, but if it sounds too good to be true, it probably is. Get on the phone with someone and speak to them and you will be able to evaluate whether or not they are full of it.

Second, don’t buy from a checkout button on a website. There’s no difference between this and a doctor putting a checkout button on their website for medicine. If you’re buying tradelines fromr a checkout button, the company providing the tradelines couldn’t care less whether they work for you or not. Only buy from a company that gets on the phone with you and evaluates your credit goals and your credit report to determine whether or not tradelines would work.

Third, don’t buy tradelines from a company who offers cpn’s. This is a dangerous thing for which people are being arrested by Federal authorities.

Fourth, don’t buy $300 tradelines. There’s no way a legitimate company can sell tradelines for $300. It’s either a scam or the company isn’t really a company at all or you’re going to get such insignificant tradelines that they’re going to have an insignificant impact on your credit score.

Fifth, ask about refund policies. Refund policies usually expose whether or not someone is placing funds in an escrow like trust account versus putting the money into their account which you may or may not ever see you again. Refund policies and Trust accounts go hand-in-hand.

Sixth, make sure the company has been in business for at least four years. If they have been in business less than that, they are probably just cloning content from competitor websites and pretending to be a good business. You can easily look up their business records at the state level.

I’ll come back later if I think of more things for you. For now, that should give you a pretty good guide on what to do and what not to do.

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0 on June 12, 2019

It’s a crazy world out there when it comes to credit services. There are a lot of scammers and people who might have good intentions, but have no clue what they’re doing. Here’s a list of ways to sniff out good companies from bad:

1.) See if you can easily get someone on the phone. 
2.) If you get someone on the phone, pay attention to whether they’re selling you something blindly or asking questions to find out what you need. 
3.) Make sure they’ve been around for four or five years and are an actual company, such as an LLC.
4.) Ask about refund policies and if they’ll put it in writing. 
5.) Ask if they have a trust or escrow account to hold payment until their services are complete (according to a written contract). Companies should not be putting your money in their pockets before giving you the tradelines. This is not just best practice, this is the law. 

Use your instincts. The fact that you’re spending time asking this question before purchasing lines, tells me that you’re a savy consumer and will be able to figure out who is legitimate. 

Feel free to give me a call if you want to go over your credit and figure out the best options for your needs.

Best of luck!

Cory Miller (321) 799-6159
cory@superiortradelines.com

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0 on June 13, 2019

I recommend calling around and asking each company:

“I have $2,000 in collections, can trade lines still help me?”

When a company says “Yes” and then goes on to sell you on some trade line deal that ends at midnight that day, you will figure out pretty quickly who NOT to work with. 

On the contrary, if a company states, “No, it would be more beneficial to remove the collections or report them as paid down to $0 prior to adding trade lines to maximize your impact”, you will know this is an honest trade line company and worthy of your business.

Honest companies are reliable because they are more focused on long term growth rather than short term profit. And the above question is the best way to prove who is honest and who is not. 

Does that make sense?

Let’s talk!

Raj Sahoo
321-799-6157
Raj@SuperiorTradelines.com

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0 on June 13, 2019

The key to picking a good tradeline company that will help you piggyback onto seasoned authorized user tradelines is to know what questions to ask. Check out this video for information on the questions you should be asking any tradeline company you are considering working with:

https://www.youtube.com/watch?v=lFlWHqSC45s&t=6s

If you’re thinking about tradelines the first step is to consult an expert. If you want to have an honest conversation with a tradeline expert let me know.

When you are ready to realize your credit potential reach out to me!

Mike Malgoza

321-799-6155

mike@superiortradelines.com

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